Technorati Profile
Monday, July 21, 2008
How to advertise for a business on a small budget
Technorati Profile
Learn the Secrets of Mutual Funds and Make Money Investing
Mutual Fund is an easier and more professional way of tapping the stock markets. It is particularly suited to people with investable fund but not adequate expertise or time to create and manage their own equity portfolio. A mutual fund house is an institute which collects money from several investors and then invests such money in equities, bonds or other financial instruments. A mutual fund is under the supervision of Fund Manager who takes the investment decisions. Mutual funds can be segregated into various categories based on different criterions. E.g. A mutual fund can be either Open ended or close ended, An open ended mutual fund is that fund which allows its participants to withdraw their funds as and when they want, whereas a close ended fund has a lock-in period and allow its investor to withdraw their funds only after the expiry of such period.
Other than this, mutual funds can be differentiated on the basis of their investment style, E.g. Diversified equity funds invest in equities across all the sectors whereas Sectoral funds invest only in equities related to that particular sector viz. Power sector funds invest only in companies dealing in power sector, whereas Infrastructure fund invest in Infrastructure companies. Apart from this, there are funds which only invest in bonds and/or Govt. securities and thus generate more steady income stream.
Main advantage of a Mutual Fund is that it provides professional expertise to masses in lieu of small fee. A fund is managed by a professionally qualified Fund Manager, who is in a better position to understand markets than a common individual investor. Thus, Mutual fund is a more secure way of availing the benefits of Equity market without incurring the risks of direct investment.
How Do Mutual Funds Work
How Funds are sold
Mutual Funds primarily depend upon individual agents and distribution companies to market their schemes to the investors. Nowadays, they also market their schemes directly.
The individual agents who sell schemes of various Mutual Funds also act as financial advisors to many investors. Hence they are required to clear various examinations before acting as an agent. Many Mutual Funds prefer to deal with distribution agency than individual agents as it is easier to manage. These distribution agencies, with their highly qualified executives, will be able to offer better financial advice than individual agents to the investors.
Nowadays, the sales officers and other employees of the investment companies directly approach the investors (particularly the high net worth individuals and corporate clients) to sell different schemes. However, most of the sales of Mutual Funds happen through other distribution route than from marketing directly.
Investment Policies
Every Mutual Fund has a specified investment policy which will be described in the Mutual Fund's prospectus. A family of Mutual Funds will be managed by an Asset Management Company. This Asset Management Company will collect funds from investors and charge a management fee for operating them. They enable investors to invest across different market sectors and switch assets across funds while still benefiting from centralized record keeping.
The investment policies of different types of funds are as follows:
• Equity Funds. They invest in stock. However, they will hold 4% to 5% of their assets in money market securities to offer liquidity. Income funds will hold shares of firms giving high dividend yield and Growth funds will hold shares of firms that enable faster capital appreciation. Sector funds focus on a particular industry.
• Debt Funds. These funds invest in fixed-income securities. Different funds will concentrate on Treasury bills, corporate bonds, Mortgage-backed securities and other kinds of bonds. Some of the funds also specialize on maturity.
• Index Funds. Index funds buy shares that are included in a particular index in proportion to each share's representation in that index. Investing in index funds is a passive strategy because the investors need not do any security analysis.
• Money Market Funds. These funds invest in short-term low-risk instruments of the money market. Since the liquidity is high, some of the funds even offer cheque writing facilities to their investors.
Apart from these funds there are many different varieties of funds with unique investment policies like the international funds which invest in different securities across the world, the balanced funds which minimize risk without compromising heavily on growth opportunities and current income and the flexible funds which depend on market timing.
How to Recover From Divorce
1. Take your time as you adjust to your changed life circumstances. Recognize that you are going through a major life transition that cannot be rushed.
2. Set up temporary arrangements to help you get through the changes involved in your divorce process.
3. You will often feel frustrated. Avoid the temptation of acting for the sake of acting just because it gives you a temporary feeling of being in control.
4. When you feel uncomfortable, slow down and identify what you are feeling and why.
5. Don’t force any more changes on yourself than are necessary.
6. Explore both the benefits and costs of your new life.
7. Think about the future. In your journal, explore the question, “What is waiting to happen in my life now?”
8. Remember to ask yourself, “What am I supposed to learn from this?”
9. Protect yourself against the inevitable forgetfulness and absent-mindedness which many divorcing people report. Make a list of important account numbers, telephone numbers, and the like, and keep them in a safe place.
10. Watch out for too many changes in your life as you recover from the divorce and the changes in your life circumstances. Change causes stress, and you have enough right now.
11. Let people help you.
• If it’s impossible to reciprocate, say so.
• People know that your life isn’t like it used to be.
• Don’t let your inability to reciprocate prevent you from accepting what people willingly offer.
12. Let go of your need for perfection. You will not survive emotionally unless you lower your expectations.
13. Develop your ability to be flexible and find creative ways to solve problems.
14. Learn to set priorities. Do the most important things first.
15. Trust your gut feelings. Pay attention to your instincts and act on them.
16. Simplify everything in your life. You cannot afford to keep it complicated.
17. Find an outlet for your anger. If a friend is not available, look for a minister, rabbi, or professional counselor. If money is an issue, look for a therapist who will see you for a low fee.
18. Teach yourself to let go of guilt. You don’t have time for it and it’s not necessary.
19. Focus on issues you have control over. If something is beyond your control, don’t waste your emotions on it.
20. Create a ceremony to acknowledge your divorce.
21. Learn to be assertive. You can’t say yes to every request, whether it is from your family members or people in the community who want your time and resources. If you give it all away, you will have nothing left for yourself.
22. Find ways to take care of your body. Get regular checkups and make time to exercise. You need rest now more than ever. Watch your alcohol intake.
23. Find someone who will listen to you. Sometimes you have to ask, for example, “I need a sounding board right now. Can I have 15 minutes of your time?”
24. Rent a sad movie and let yourself cry (when the kids aren’t around). Crying allows you to release the sadness that you are sure to feel.
25. Do at least one fun thing for yourself every week.
26. In your private journal, make a list of all the things you’re afraid of.
27. In your private journal, make a list of all the things you worry about.
If you have children:
28. Manage your own emotions so you will be able to help your child manage his or her struggle.
• Learn as much as you can about how children respond to divorce and life in a single-parent home.
• Do not expect your child to respond the same way you do.
• Take your child’s developmental stage into consideration when responding to his or her behavior.
29. Make it okay for your children to talk to you about their feelings.
30. Keep appropriate boundaries.
• Don’t give in to the temptation to let your child take care of you.
• Let your children be children.
• Avoid burdening them with your feelings and the facts of the divorce.
• Find another adult to be your sounding board.
31. Even though you may be unable to be present as much as in the past, your children still need adult supervision. Look for ways for other adults to look in on your kids when they are home alone, even when they are teenagers.
32. Just because your child appears to be handling his or her emotions well, don’t assume that he or she is okay. Some kids respond to divorce by becoming overly responsible or by closing down their emotions. They may need to hear, “Tell me how you’re feeling.”
33. While it is important to listen and accept your children’s feelings, it is equally important to set limits on behavior.
34. Keep a private journal where you express your feelings. Be sure to keep it in a private place where your children won’t find it. A journal provides a place to express anger, sadness, loneliness, and fear—all of those feelings you feel every day as a single parent.
35. Remind yourself that recovering from divorce will take time. Your recovery will happen on its own schedule, and it will happen. You will get through this intact.
36। Get together with other single-parent families. Sharing times with people facing similar issues can make you feel normal.
How to prevent ourselves from Snake Bite?
Snake charmers in India catch the snakes from forests for their daily living। They then train the snakes to dance to the tune they blow with their pipes. Later they go from town to town to earn their bread by entertaining the public. Even knowing how to deal with snakes, hundreds of snake charmers still die every year due to snake bites.
How to protect us from snake bite?
In order to prevent from snake bites, we have to stay away from tall grass, thick bushes, big rocks, large wooden logs and so on. It’s advisable to wear a thick leather jacket and boots while climbing the rocks or trees. Be alert and cautious while in the dark. Do not try to put your hands or feet in any holes or out of areas you cannot see.

What to do after a snake bite?
Do not panic, because panic will increase the heart rate and also the blood flow, in result creates the feeling of shock. So it’s better to comfort the person whom the snake had bitten. The part which is bitten swells, so to keep that part free from accessories like jewellery and watches and by removing the tight clothes. Tie a cloth above and below the bitten part with loosening as required. A mechanical suction is needed along with cold compression and application of antiseptic medicine. If it’s a hand, do not elevate it.
How to Care For A Pregnant Dog
I personally vaccinate my expectant mama's when they come into a heat cycle which I know ahead of time I will be planning to breed her. This helps protect the puppies once born for up to 8 wks when a puppy's system is better able to process a vaccination and gain better protection. Kind of a 'filling of the gap' let's say.
Once you know your dog food is a good nutritional choice, you need to know how much to feed.
Do NOT overfeed a newly pregnant dog. This can lead to problems in whelping (giving birth) both in that the puppies can get too large and that the female can build up too much fat around her reproduction organs... both of which can lead to the necessity for a cesarean section.
When your female is approximately 1/2 way through her gestation, I worm my females. Please get a GOOD wormer like a pyrantel paomate based wormer such as Nemex-2 or ask your vet or a trusted dog breeder for recommendations. I NEVER recommend wormers sold at department stores and the like... they usually sell lower quality wormers. Don't worry, buying quality elsewhere should not cost you more money...
** I personally despise Hartz products.
Not only is this vital for the dam (mother) but for her puppies as well. It is not safe to worm a dog past the halfway point in her gestation (unless administered by a veterinarian!) and as round worms can be passed from dam to puppies very easily via the milk, you want to ensure the puppies get as clean a slate to begin with as possible.
This could include some/all or even none of the following:
"Hollowing out" of the hip area. That area just inside the hip bone. A dog's 'waistline' if you will. This will appear to dip in. This means that your girl has 'dropped' and puppies are getting into place for birth. Start watching for puppies usually within the week.
A 'dropped' belly. The belly may look like it is sagging more than it had been. Same as above.
Your female may even all of a sudden look like she isn't even pregnant and you could panic and look for pups only to realize that no, she hasn't had them yet. Again, they are just getting into position. The dam may be built in such a way that the puppies appear hidden at this stage. (check vulva for sloppy signs of giving birth to reassure yourself)
Take your girl's temperature rectally. A normal dog's temp is around 101. If her temp goes down to around 97-98 she is ready NOW. Don't leave her side. It may toy with you at around 99-100 and bounce up and down. This is normal but still indication that labor is impending within a couple days time.
WARNING: Some females will drop from a normal temp to labor temp within a matter of minutes! I had one girl start giving birth just 15 minutes after having a normal temp taken so do not take a normal temp as a safe zone... it's not. It only means if you get a low temp, it's definitely pending very soon.
If her temp goes up, please consult with a vet to ask advice in the case she develops an infection, etc that may require his/her intervention.
NESTING: Your girl may start frantically digging at covers, hiding or acting determined to spend more time in one spot than another. This is her trying to decide where to give birth. Means her hormones are kicking in. The same hormones that will trigger the actual labor.
SHIVERING: Many dogs will shiver during labor. This is actually them having contractions. Do not take this sign lightly. On the flip side, it could be eclampsia but if she is otherwise calm or just nesty, it's likely labor. Eclampsia at this stage is not as common as after the puppies are born.
SPACING OUT: Your girl may get this far away look in her eye. This, also, is a sign she's in labor.
IRRITABILITY: Don't be surprised if she gets a little testy. Nerves can kick in for her just as it can for people going into labor. Be kind, do not reprimand her but instead do what you can to ease her stress.
NEEDINESS: You may find
Once you feel your female is done whelping, it is best if your able to take her and the puppies in for an exam to be sure nobody else is lurking inside waiting to come out and rule out any problems and get those puppies checked over good.
How to Learn About JavaScript
How to Make Money Breeding Dogs - Starting a Responsible Dog Breeding Business
Now you have the basic tools that you need. Know that you can be a responsible breeder and make a ton of money at the same time. I wish you all the best.
How to Create a Confirm Box in JavaScript
confirm function।Create a Confirm Box in JavaScript
confirm function, following the example below. The result from confirm is placed in the variable ok so it can be tested in subsequent logic.ok = confirm("Do you really want to do this?"); ok = confirm ("Are you really " + age + " years old?"); - f you don't need to give the user the option to Cancel, consider using the
alertfunction instead. - Instead of storing the result from
confirmin a variable and testing it, you can test it directly within anifstatement with a construct such asif (confirm(...) { }. - Technically the
confirmfunction is a method on the JavaScript window object, and thus could be writtenwindow.confirm, but since JavaScript on web pages is executed within the context of the window object anyway, this is not necessary.
How to Query a Database Using SELECT With MySQL
SELECT * FROM customers;
SELECT name,address FROM customers;
SELECT name,address,balance FROM customers WHERE balance <> - In MySQL, as in other programming languages, the asterisk (
- ) is a wild card used as a shortcut to return all the columns from a table.
How to Star in a Music Video
How to Become a Pro Football Player
Become a professional football player
How to Be a Football Sports Agent
How to Format a Hard Drive With Windows XP
Preparation
Formatting a Secondary Hard Drive
Formatting and Installing from the Windows XP CD
please
How To Register Domain for $8 and Sell it above $1,200 in No time
With Much questions on domaining as an art and business, I am going to try and disect domain business here and give you much that can carry you to trade on domain.
What Is A Domain? Domain ordinarily in real life is your area of control. America is George Bush’s Domain or area of jurisdiction.
A Domain name on the Internet is your unique ip and rea of control online. Anyone running Internet business needs to own his/her own domain and that makes him a netizen. A Netizen is a citizen of the Internet. A netizen owns a domain, web site and personalised email address.
So How’s Domaining A Business?
Domain registration is on first-first-come-first-served-basis. Once you secure a domain, then no one can use it. For example, if you register a domain such as menogdomain.com today, and Menog Computers as a company wants to use that name to host her site, and you don’t need it, then they can request to buy it from you. This is called Virtual real estate.
The dotcom boom have been a nice one. This has resulted in a lot of property companies going into online property business which is domaining.
The dotcom boom saw domainers rushing to the Internet to register domain and reselling it for a big payday.
How Then Can You Sell Your Domain?
First, you must note here that not all domain sells. There are qualities a domain must have before you can sell it. Let us examine such qualities:
1. Mindshare: Mindshare means if you meantion a domain name, it must implant in your mind. Domain such as ilovegod.com will forever remain in your mind any time you see it once in a bill board or hand bill and will never forget it.
2. Shortness: A domain must be short.
3. Accronym: Accronym sells. This is because it fits into any company, organisation or ordinary name. Accronym is a short term of an organisation. eg. MTN represents Mobile telecoms Network as well as any other organisation it represents. And so if you register mtn.com, be rest assured that any one can pick it from you easily.
4. Cybersquarting: This is a term used when you register a domain name that has a trademark of another company. I registered a domain name that has paypal as a part of the name years ago and was using it to make money daily, untill ebay, owners of paypal wrote to me. No one will buy a domain that has a trace of cyberquatting.
Once You have gotten the above, What are the steps to domain selling:
Step 1. Register Your Domain: Rush to http://www.menogcomputers.com and register your domain, after registration, I will activate it.
Note: When registering, you must change your name server to where you are selling your domain name. for example, if you are selling at sedo.com, your name server will be ns1.sedoparking.com and ns2.sedoparking.com
Step 2. Visit Domain Brokerage Companies, sign up for free and add your domains and start selling.
Following a Domain Parking Companies where you can sell your domains:
1. Sedo: Sedo is the best domain brokerage company. They are good. To park with sedo, change your name server, register with them for free and add your desired prices.
With Sedo, your buyer will have to pay 10% of the cost of the domain you are selling to sedo as commission. You must use a broker to sell your domain, because you might transfer a domain and your buyer will not pay you if you dont use a broker.
2. Afternic: Afternic is a domain auction site. With Afternic, you just sign up for free, add your domain names and add your minimum bid price and wait for bidders. You can change your price once the first bidder comes and be rest assured you will sell it.
Note: Be careful of emails asking that they want to buy your domain but they will need you to appraise it with afternic. This is a legitimate domain business scam and I have had some of my proteges or students falling for this irrespective of my warnings. What they do is to send you their affiliate link and they make a percentage from what you are paying for appraisal and leave youb afterwards.
In order to sell domain name, you need to own a doma account or paypal account.
more later. if you have a better idea post it here
How to present your idea or invention to industry
Meeting with interested parties
The most important thing at the meeting is to inspire confidence in your idea. The idea must be well thought out and thoroughly researched before putting in front of the interested party. If you have seen Dragon’s Den you will know that it can be a cut throat environment and the person you are presenting to probably deals with business everyday and therefore expects a certain standard of presentation. Unfortunately a rough sketch is almost always not sufficient.
In the ideal world the inventor would approach the meeting with a professionally developed, patented product that has been prototyped and is fully working ready for production. However there are often limitations of budget and therefore some elements often have to be a compromise.
Don’t compromise on design
One essential element is to have a professionally designed and developed product rather than a rough sketch. By allowing interested parties to envisage your idea as a real product you stand a much greater chance of success. Often the services of a product designer will be needed to produce this presentation. They will design out any issues regarding materials and manufacturing methods that might not be obvious to the individual.
If necessary, compromise on prototyping
The prototype is likely to be the most costly part of presentation and is not always essential. The visualisation of the product is often enough to convey the potential benefits and feasibility of the idea to the interested party.
However industry does pay more for an idea that has been prototyped as they can be more certain that it will work. The prototyping process irons out some issues that may not be obvious from a 2D presentation.
When a prototype is essential
A prototype will be needed if there is any doubt that the idea will work. Cost can be saved by building a less expensive ‘proof of principle’ prototype. There are three main categories of prototype:
1. Proof of principle: A prototype that simply proves that a particularly new system or mechanism works. Often it is just part of the overall idea and it does not need to look like the final product.
2. Aesthetic model: A prototype that looks like the final product but is not fully functional.
3. Pre-production prototype: A pre-production prototype looks, feels and works like the final product. This type of prototype can be produced to mimic how it would actually be manufactured to check that all components will fit and work together correctly.
Protection for the idea
Finally it is important to have some form of protection on an idea before revealing it to anyone. The best form of protection is a fully granted patent but this takes time and can be expensive especially if drafted by a patent agent. A self filed patent is cheaper to obtain and so is a good compromise.
The idea can be presented with just a patent filing number rather than a fully granted patent, although it would be more valuable if protected with a granted patent.
Professional product development often creates further intellectual property so it is advisable to complete the design work before filing a patent application.
Originality
One thing to note is that an interested party will often ask if the idea is original. A worldwide patent search completed by a professional patent researcher will determine the idea’s originality and should be completed before doing any product development or prototyping work.
Summary
First check your idea is original by commissioning a worldwide patent search. Then employ a product designer, preferably one who specialises in inventions, to professionally design your idea and create a graphic presentation. Create a prototype of the idea if funds are available and finally organise protection for your idea through a patent.
Help through the process
Obviously the process of taking an idea to market is quite complex. Innovate Design specialise in helping individuals and SMEs take their ideas to market. Their services include:
• Global patent searches
• Advice on self filed patents
• Help with selecting a suitable patent agent
• Complete product design service resulting in a professional presentation.
thanks
How to own your Website to Resell Private Label Products
Private label resell rights are available on a wide variety of different products. Despite the wide variety of different products, e-books and software programs are the most popular. With private label resell rights, the original product creator either does not have the time or the money needed to market and sell their product. Instead of selling their product to prospective customers, they sell the rights to someone who has knowledge and the time to sell their product. There is a good chance that you can be that person.
The first step in taking part in this opportunity is to find a product with available resell rights. As previously mentioned, this product is often an e-book or a software program. Before agreeing to purchase the resell rights to a private label product, you are advised to know what you are purchasing. Not only will you want to make sure that the product is a quality one, but you will also need to make sure that it is one that will sell. Since you will be purchasing the resell rights to this product, you will not want to waste your money on something that you cannot use.
As soon as you purchase the resell rights to a product you may be able to begin selling it; however, additional steps may need to be taken. For instance, private label resell rights often require you to change the product, which you just purchased the resell rights to. This change is often minimal, but it is sometimes required. The last thing that you may want to do is alter a perfect product, but in a way it may be able to help you. After this alteration, you may be able to claim the product as your own. This means that you could officially be the author of an e-book or a software developer.
Once the additional steps, if any are required, are taken, you can then begin to sell your product. Unfortunately, this is where many individuals go wrong. The only way that you will make money is if the product sells; therefore, you need to find and use an effective selling method. There are a number of different methods that you can use; however, you may find your own website to be the most beneficial. This website can not only be used to provide information on your product, but it can also be used to purchase it.
When it comes to developing a website, there are many individuals who are unfamiliar with web design. If you are one of those individuals, you will have a number of alternatives. One of those alternatives includes the assistance of a professional website developer or designer. For a fee, you should be able to have a professional design your website for you. If you are looking for a low-cost way to develop your own website, you are urged to choose a web hosting plan that includes a free site builder.
When building your website, you will want to add information on the product in which you are selling. If you are selling an e-book, you may not only want to give a description of your book, but a few samples. These samples, also often referred to as inserts, will allow your potential customers to determine whether or not your product is worth the buy. In addition to adding product descriptions, samples, and pictures, you will also want to add a shopping cart. This feature, provided by most web hosting companies, will allow you sell your product right off of your website.
For a small amount of money, you will have a way to not only sell your product, but market it as well. After you have created your website, you will find that customers make their way to you, thanks to search engines. In time, you should be able to sell your product and make a substantial profit.
comments please
How to Avoid a Divorce
your comments will be appreciated


